Kraken Staking vs. Binance.US Staking (2025 Guide for U.S. Investors)

 

1️⃣ Kraken Staking (2025 Overview)

✅ Key Features

• U.S. regulated & trusted exchange
  
  

• Supports ETH, DOT, ADA, SOL, ATOM, and more
  
  

• Flexible staking: some coins can be unstaked instantly
  
  

• Transparent tax reporting
  
  

📊 Kraken Staking APY (2025 Average)

• Ethereum (ETH): 4–6%
  
  

• Polkadot (DOT): 9–12%
  
  

• Cardano (ADA): 4–6%
  
  

• Solana (SOL): 5–7%
  
  

• Cosmos (ATOM): 10–12%
  
  

💰 Example Daily Earnings

With $10,000 staked in DOT at 12% APY, you’d earn:
👉 $3.29/day = $1,200/year

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2️⃣ Binance.US Staking (2025 Overview)

✅ Key Features

• U.S.-regulated version of Binance
  
  

• Supports ETH, ADA, SOL, ALGO, and more
  
  

• Simple interface for beginners
  
  

• Lower staking fees compared to some exchanges
  
  

📊 Binance.US Staking APY (2025 Average)

• Ethereum (ETH): 3–5%
  
  

• Cardano (ADA): 5–7%
  
  

• Solana (SOL): 5–7%
  
  

• Algorand (ALGO): 4–6%
  
  

💰 Example Daily Earnings

With $10,000 staked in ADA at 7% APY, you’d earn:
👉 $1.92/day = $700/year

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3️⃣ Kraken vs. Binance.US Staking Comparison

Feature	Kraken	Binance.US
Regulation	U.S. compliant, trusted	U.S.-regulated exchange
Ease of Use	Beginner & advanced	Beginner-friendly
APY Range	4% – 12%	3% – 7%
Coins Supported	ETH, DOT, ADA, ATOM, SOL	ETH, ADA, SOL, ALGO
Best For	Higher APY seekers	Beginners & low-fee users
Tax Compliance	1099 forms, easy reports	1099 forms, easy reports

👉 Kraken = better for higher APY
👉 Binance.US = better for simplicity & low fees

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4️⃣ U.S. Tax Rules for Staking (2025)

• Staking rewards are taxable as income when received
  
  

• Selling rewards later triggers capital gains tax
  
  

• Both Kraken and Binance.US issue IRS-friendly 1099 forms
  
  

• Use crypto tax software like CoinLedger, Koinly, TokenTax to simplify reporting
  
  

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✅ Conclusion: Which is Best in 2025?

If you’re looking for:

• Higher APY & more coin options → Kraken 🏆
  
  

• Simplicity & lower fees → Binance.US 🏆
  
  

Both platforms are safe, regulated, and IRS-compliant for U.S. crypto investors. For maximum rewards, many investors use both platforms — staking high-yield coins like DOT and ATOM on Kraken, while keeping ETH and ADA on Binance.US for convenience.

👉 In 2025, staking with Kraken and Binance.US is one of the easiest ways for Americans to earn $10–$50/day in passive crypto income.